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Protective Biennial |03|

Family Protection Plan - Savings

Key Benefits of Protective Biennial

The plan that gives you the best of both worlds

Design your own savings with protection

Multiply your savings with Bonuses

Choose the term & payment option of your desire

Protective Biennial - Your perfect solution to Insurance & Savings combined into one perfect package. The plan allows you make monthly deposits that guarantees you a significant Insurance Coverage and also attractive returns as terminal benefits.

The smart savings plan accrues attractive bonuses every year which multiplies your savings and allows you to achieve your long term savings goals

Features and benefits of Protective Biennial includes:

  • Coverage upto 20 Crore
  • Policy Bonus is applicable
  • Enjoy attractive maturity benefits [Coverage Amount + Bonus]
  • Flexibility at your hands [Term: 5 years to 52 years]
  • Convenient Premium Payment Options [Monthly, Quarterly, Half-Yearly & Yearly]
  • Get Rebate on your Income Tax on Yearly Paid Premiums
  • Loan Facility
  • You can also opt for reduced paidup option for ease of policy continution
  • Enjoy attractive discounts at our partner hospitals & cilinical labs with Protective Life Card
  • Open you door to a rich network of more than 270 partner Hospitals & Clinical Labs

  • This plan also allows you to avail following add-ons [riders] just for a liitle more premium: These riders are very popular among our customers.
    • Option to avail Additional Accidental Coverage [PDAB/DIAB]
    • Hospitalization Benefits upto 5 Lac for Yourself and every family members [Spouse & Child] individually

Terms & Conditions of Protective Biennial:

  • Age: Min. 20 years to Max 65 years. At Maturity age cannot exceed 70 years
  • Policy bonus will be applicabale after successful completion 2 [Two] years tenure of the policy
  • Loan, Reduced Paidup & Surrender option is also applicabale after successful completion 2 [Two] year tenure of the policy
    Premiun Convertion Rate:
    • Yearly to Monthly = Yearly Premium X 0.0925
    • Yearly to Quarterly = Yearly Premium X 0.275
    • Yearly to Half Yearly = Yearly Premium X 0.525
  • To enjoy Protective Life Card Facility, policy has to remain in-force
  • Minimum Coverage amount is 1 Lac