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Permanent Disability & Accidental Benefit
(PDAB)

Family Protection Plan - Supplementary Benefits

Due to accident, if within 90 days from the date of occurrence an insured dies or suffered from disablement caused directly by an accident caused through external, violent and visible in nature the Company shall pay any one of the following indemnity to the insured.

Waiver of future all premiums for disablement from engaging in or giving attention to any employment or occupation whether for purposes of business, profession or otherwise.

Features and benefits of Permanent Disability & Accidental Benefit includes:

  • Accidental Death Coverage upto 20 Crore
  • Permanent Total Disablement [PTD] Coverage upto 100% of Coverage Amount
  • Proportionate Permanent Partial Disablement [PPD] Coverage
  • Waiver of all future premium
  • Guaranted annuity for 10 years
  • Convenient Premium Payment Options [same as base plan]
  • Enjoy attractive discounts at our partner hospitals & clinical labs with Protective Life Card
  • Open you door to a rich network of more than 270 partner Hospitals & Clinical Labs

Terms & Conditions of Permanent Disability & Accidental Benefit:

  • PDAB & DIAB is mutually exclusive
  • This is a supplementary contract and/or rider benefit which cannot be purchased as standalone product