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Hajj Insurance |10|

Shariah Plan - Hajj Bima

Key Benefits of Hajj Insurance Plan

Safeguard your Hajj Plans

Waiver of Premium at the event of Death

Yearly, Half Yearly & Quarterly Premium Payment

Processed in according to Al Mudaraba & Al Tabarru

The Hajj (Arabic: حج‎ Ḥajj "pilgrimage") is an Islamic pilgrimage to Mecca and the largest gathering of Muslim people in the world every year. It is one of the five pillars of Islam, and a religious duty which must be carried out by every able-bodied Muslim who can afford to do so at least once in his or her lifetime. The state of being physically and financially capable of performing the Hajj is called istita'ah, and a Muslim who fulfils this condition is called a mustati. The Hajj is a demonstration of the solidarity of the Muslim people, and their submission to Allah. The word Hajj means "to intend a journey" which connotes both the outward act of a journey and the inward act of intentions.
The Umrah or (Arabic: عمرة‎) is a pilgrimage to Mecca, Saudi Arabia, performed by Muslims that can be undertaken at any time of the year. In Arabic, Umrah means "to visit a populated place. It is sometimes called the 'minor pilgrimage' or 'lesser pilgrimage', the Hajj being the 'major' pilgrimage and which is compulsory for every able-bodied Muslim who can afford it. The Umrah is not compulsory but highly recommended.
Protective Islami Life Insurance Ltd. is privileged to offer its product naming HAJJ BIMA PLAN in this regard. Hajj policy is a useful way of savings for the purpose of doing Hajj or Umrah.

Features and benefits of Hajj Insurance Plan:

  • The minimum Sum assured is Tk. 1,00,000/-, where the term of the policy must be in between 10 year to 35 Years.
  • In case of death of the insured the amount equivalent to SUM ASSURED with ACCRUED BONUSES will be paid, So that Nominee or any other family member can perform Hajj on behalf of the insured.
  • If the Policyholder survive full term of the policy, SUM ASSURED and ACCURED BONUSES become payable.
  • The mode of premium generally yearly but it can be also either monthly, quarterly, half-yearly or yearly as convenient to the policyholder.
  • Supplementary such as DAB and PDAB covers available with this plan.

Terms & Conditions of Hajj Insurance Plan:

  • The minimum Sum assured is Tk. 1,00,000/-, where the term of the policy must be in between 10 year to 35 Years.
  • Any incumbent from a Muslim family the age between 20years and 55 years but not exceed 65 years at maturity of the policy will be eligible.
  • The mode of premium generally yearly but it can be also either monthly, quarterly, half-yearly or yearly as convenient to the policyholder.
  • Supplementary such as DAB and PDAB covers available with this plan.
    Premiun Convertion Rate:
    • Yearly to Quarterly = Yearly Premium X 0.275
    • Yearly to Half Yearly = Yearly Premium X 0.525
  • To enjoy Life Card Facility policy have to remain inforce
  • Minimum Coverage amount is 1 Lac