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Accidental Death Benifit (ADB)

Get Benefited in case of Accidental Death

Together with the Basic Life Insurance Scheme, one or all of the supplementary covers may be taken if desired, to enhance the benefit, on payment of additional premium.

An additional amount equal to the sum assured is payable on death of an insured caused by accident, if ADB is taken as supplementary.

Salient Features:
  • Get double the GT Sum Assured in case of Accidental Death
  • Convenient Premium Payment Options [same as base plan]
  • Enjoy attractive discounts at our partner hospitals & cilinical labs with Protective Life Card
  • Opening a door to a rich network of more than 270 partner Hospitals & Clinical Labs
Sum Assured:

Sum assured or amount of insurance is the Benefit Payable upon happening of the risk. Sum Assured may be fixed according to status or salary multiples. Maximum Sum Assured usually offered for any one life is limited to 01 crore (as per your requirement) unless otherwise agreed.

Duration:

The contract is concluded initially for a period of 3 (three) years and thereafter may be extended for further period(s) on mutual agreement.

Eligibility to join the Scheme:

All regular and permanent employees who are in good health and are not past 65 years shall join the scheme. Any employee exceeding the age of 65 years on commencement of the risk shall not be covered. However, employees aging above 60 years and working on Contractual basis may join to the scheme upon mutual discussion and agreement. Any employee remaining absent on the date of commencement of risk due to illness shall be covered from the date of resuming work after recovery, on production of recovery and fitness certificate acceptable to the company.